Charges and charges

This new small print into the home loans require you to discovered typical income, public safety otherwise pension costs and use DNB since your relaxed lender.

Calculation off active rates of interest

BLU Start:Amount borrowed NOK dos 000 000 up to 85 % out-of market value. Affordable rate of interest 3.39 % p.an excellent. Annuity loan that have energetic interest rate 3,52 % p.an excellent. together with front-end payment NOK step three 190 and you may instalment payment NOK 65. Prices NOK 990 890, total NOK dos 990 890 more 25 years.

Loan amount NOK 2 000 100, nominal interest cuatro.69 % p.good. to possess step three season fixed price. Annuity loan that have effective interest 4.87 % p.an effective. in addition to top-prevent commission NOK 3 190 and you can instalment payment NOK 65. Prices NOK 1 422 590, totalt NOK 3 422 590 more 25 years.

Car loan for teenagers that have down-payment 35 % or higher:Loan amount NOK 150 000 around 65 % out-of cost. Annuity financing which have moderate rate of interest cuatro.74 % p.good., effective payday loans Allgood rate of interest 6.54 % p.a. together with top-end payment NOK 2 five hundred and you will instalment percentage NOK 65. Costs NOK twenty-five 484, complete NOK 175 484 more than five years.

Loan amount NOK 50 one hundred thousand. Nominal interest rate % p.a good. Annuity financing that have active interest % p.a beneficial. along with side-end percentage NOK five hundred and you can instalment commission NOK 50. Total price NOK 68 777 over 5 years.

Fixed-rate home loan Saga:Amount borrowed NOK 2 000 one hundred thousand, nominal rate of interest cuatro.69 % p.a great. to possess step 3 year fixed price. Annuity mortgage that have active rate of interest 4.87 % p.a beneficial. along with side-end percentage NOK step three 190 and you may instalment fee NOK 65. Rates NOK step 1 422 590, totalt NOK 3 422 590 more twenty five years.

Car finance Saga and Tale Platinum that have thirty five % down-payment:Amount borrowed 150 100000 NOK up to 65 % out of purchase price. Annuity mortgage that have moderate interest rate cuatro,74 % p.an effective., effective rate of interest 6.49 % p.an effective. in addition to front-stop fee NOK 2 300 and instalment percentage NOK 65. Cost NOK 25 259, overall NOK 175 259 more than 5 years.

Tale Exchangeability set aside:Loan amount NOK 70 000. Moderate interest rate %, energetic rate of interest % in addition to front-end percentage NOK five hundred. Rates NOK 4 574, complete NOK 74 574 more than 12 months.

Home mortgage up to 75 % out of ount NOK dos one hundred thousand 000, up to 75 % from market price. Moderate interest rate 4,30 % p.an effective. Annuity financing with effective interest 4,forty-five % p.a beneficial. as well as side-stop percentage NOK 3 190 and you can instalment commission NOK 65. Prices NOK step 1 286 390, full NOK step three 286 390 over twenty five years.

Home guarantee personal line of credit:Loan amount NOK 2 100 100, up to 75 % of market price. Affordable interest cuatro,29 % p.an effective. Annuity financing that have active rate of interest 4,forty-five % p.a beneficial. including front side-prevent commission NOK step three 190 and instalment commission NOK 65. Pricing NOK 1 286 390, complete NOK step three 286 390 over 25 years..

Fixed-rates home loan:Loan amount NOK 2 000 one hundred thousand to 75 % of market value. Moderate interest 4.74 % p.a. to possess step three year repaired price months. Annuity mortgage which have productive interest cuatro.ninety-five % p.an effective. together with front-avoid commission NOK 3 190 and you can instalment commission NOK 65. Costs NOK step one 439 690, complete NOK step three 439 690 more than 25 years.

Eco-friendly home loan:Loan amount NOK dos 000 100000 as much as 85 % out of market price. Moderate interest step three.39 % p.an excellent. Annuity loan with effective interest rate 3.52 % p.a beneficial. also front side-avoid percentage NOK 3 190 and you will instalment percentage NOK 65. Cost NOK 990 890, totalt NOK 2 990 890 over twenty five years.